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Guides to the UK rules that actually change what you pay and when you file — written for business owners, not for other accountants.

Tax year 2027/287 min readUpdated Oct 2026

Tax changes for 2027/28: what happens on 6 April 2027

Several changes confirmed at Budget 2025 take effect on the same day: new rates on rental and savings income, Making Tax Digital widening to £30,000, unused pensions entering inheritance tax, and a smaller cash ISA allowance. Here's what applies to you and what to do before April.

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The short version

Property income at 22/42/47%. Savings up two points. MTD from £30,000. Pensions in the estate for IHT. Cash ISA capped at £12,000.

Making Tax Digital8 min read

Making Tax Digital for Income Tax 2026: a simple guide for sole traders and landlords

Who's affected from April 2026, what a quarterly update involves, which software counts, and what it costs to get ready.

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Self Assessment6 min read

Self Assessment deadline 2027: everything you need to prepare now

The dates that matter for the 2025/26 tax year, what the penalties actually cost, and a checklist you can work through this month instead of in January.

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Tax7 min read

10 expenses sole traders can claim against tax in the UK

The allowable costs most people miss, the ones HMRC will query, and how to keep records that stand up if they do.

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Starting up7 min read

Limited company or sole trader: which is better for a small business?

Tax, liability, admin and credibility compared honestly — including the profit level where incorporating usually starts to pay.

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Compliance5 min read

Companies House identity verification: what directors need to do

Identity verification became a legal requirement on 18 November 2025. How to get your personal code, when you have to give it, and what happens if you don't.

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